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Identity Theft Red Flags Rule Training for Employees

To be in compliance with the federal Identity Theft Red Flags Rule, covered organizations must offer annual awareness training to all appropriate employees and staff as part of their overall Red Flags Rule compliance program.

Identity theft red flags rule training for employees


In this engaging and interactive course, employees will learn about the Identity Theft Red Flags Rule, tactics used by identity thieves in efforts to fraudulently open or access accounts, and how to recognize these Red Flag situations.

Knowledge checks, interactive training activities, and real world scenarios maintain your employees' attention, reinforce learning, and add increased relevance to the training.

By understanding the risks and learning how to recognize Red Flags, your employees will better protect your customers’ identities and your organization’s reputation, and help your organization to remain compliant with the requirements of the Identity Theft Red Flags Rule.

This training provides a solid foundational component of your organization's overall Red Flags Rule Identity Theft Prevention Program, and can be used in conjunction with your organization's specific policies and procedures.


View the full course outline and features below.


Annual Red Flags Rule Training Requirement - The federal Red Flags Rule mandates the implementation of a formal Red Flags program, as well as a requirement to train all applicable employees, including new hires, at least annually.


Course Features

  30-45 minutes

 Full Interactivity

  Real World Scenarios

  Premium Audio &
    Professional Narration

  Certificate of Completion

  Compliance Tracking

compliance documentationFull Compliance Documentation
The training is managed, documented, & verified through your employee training center, including certificates of completion and full reporting.



General, point of sale and frontline employees, back office and call center employees, managers, and supervisors


Download training product sheet



Course Outline

Identity Theft Red Flags Rule Employee Training


Lesson 1:  Red Flag Overview
  • Innocent Request... or Identity Theft?

  • On Guard against Identity Theft

  • Red Flag Scenarios

  • Red Flag Basics - The Red Flags Rule Defined

  • Personal Identifying Information

  • Knowledge Check

  • Lesson Summary


Lesson 2:  Red Flag Identification
  • What Do Identity Thieves Want?

  • How Identity Thieves Work

  • Recognizing Possible ID Fraud – The Six Key Red Flag Categories

  • Knowledge Check – Role Play to Identify Possible Red Flag Issues

  • Revisit the Red Flag Scenarios

  • Organizational Policies and Procedures

  • Lesson Summary




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The training concludes with a short assessment to verify and document the employee's understanding.


A certificate of completion is generated upon successful completion.



Course Features

30-45 minutes
 Full Interactivity
Real World Scenarios
Premium Audio & Narration
Instant Certificate of Completion
Full Compliance Tracking



Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003


The issuance of the Final Rule of the Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003 implemented sections 114 (15 U.S.C. § 1681m(e)) and 315 of the Fair and Accurate Credit Transactions Act of 2003 (15 U.S.C. § 1681c(h)), an amendment to the Fair Credit Reporting Act (FCRA).

The Rule seeks to minimize incidents of identity theft and identity fraud in the opening and ongoing access or maintenance of "covered accounts" by creditors and financial institutions. The Rule requires covered organizations to develop and implement a written Identity Theft Prevention Program that includes reasonable policies and procedures designed to prevent, detect, respond to, and mitigate "red flags" (unusual or suspicious circumstances, patterns, or practices) that might be indicative of an actual or attempted incident of identity theft involving the organization’s covered accounts.


Identity Theft Red Flags Rule
Duties regarding the detection, prevention, and mitigation of identity theft

Summary of Key Requirements of the Identity Theft Red Flags Rule


Initial Risk Assessment
Identify all covered accounts and associated identity theft/fraud risks in account opening, access, and maintenance processes


Written Identity Theft Prevention Program
Establish reasonable policies and procedures for detecting, preventing, and mitigating identity theft in connection with the opening of new covered accounts and the access and ongoing maintenance of existing covered accounts.


Train All Appropriate Employees and Staff
Although all employees and staff should be trained, those that are specifically involved in the opening, processing, access, or ongoing maintenance of covered accounts must receive documented training not less than annually.


Ongoing Program Administration and Oversight
Ongoing review and oversight by the board of directors, an appropriate committee of the board, or a designated employee at the level of senior management.


Oversight of Third Party Service Providers
Exercise and document appropriate and effective oversight of all third party service providers that are involved with, or engaged in any activity related to, the opening, processing, or ongoing access and/or maintenance of covered accounts.


Review and Update the Program as Needed
Ensure that the Identity Theft Prevention Program is reviewed and updated periodically to reflect new fraud trends and changing risks of identity theft as needed, but not less than annually.




Identity Theft Red Flags Rule Training for Employees
$30.00 USD

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Made Easy & Affordable

We provide everything you need, all included at no additional cost:

  • Online training center
  • Complete LMS & hosting
  • 7/365 employee support
  • Training Manager support
  • Certificates of completion
  • Full compliance reporting
  • No minimum purchase
  • No I.T. requirements



Volume Training Discounts

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Quantity Pricing
25 - 49 $26.00 /credit
50 - 74 $23.00 /credit
75 - 99 $21.00 /credit
100 - 249 $19.00 /credit


Contact us for larger enrollments, enterprise pricing, & special multi-year pricing.


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